There’s also a psychological dimension. Rumors of hacks and “unlimited” tools spread because of confirmation bias and wishful thinking: people more readily believe stories that align with what they want to be true. Viral posts and screenshots—often doctored—amplify belief. This feedback loop is powered by desperation and the quick dopamine hit of imagining what could be possible with endless funds. The harder truth—that sustainable financial stability is built slowly, through planning, policy, and systems—doesn’t get the same viral traction.